Just because you owe a debt, it doesn't give a debt collector or collection agency the right to treat you unfairly!
Nearly all States have enacted
Fair Debt Collection Statutes
to regulate debt collection, these laws mirror the protections offered to consumers in the
Federal Fair Debt Collection Practices Act.
In addition to making bad debt collectors stop their
collection efforts against you, Fair Debt Collection Laws and other related consumer protection statutes can provide victims
of debt collection abuse monetary damages of up to $1,000.00! In certain cases, additional damages can be awarded to a victim
for malicious misconduct or intentional harm caused by the debt collector. And the debt collector pays your attorney's fees!
What should you expect from the fair debt process?
Many consumers want to know how a Fair Debt claim would proceed if their Fair Debt Collection rights have been violated. Though each
case is different and the results may vary depending upon the facts, please find the basic steps of the process outlined below should
the experienced Fair Debt For Consumer Attorneys listed on this site represent you in your FDCPA claim.
- You call 888-FDCPA LAW (888-332-7252) with all of the information concerning your potential case,
OR you complete the FREE FAIR DEBT CASE REVIEW form to the right.
- An attorney practicing Fair Debt For Consumers will review the information to determine initially if you have a claim.
- An attorney calls you right away to go over the information to determine if there is a strong possibility you have a potential claim.
- Next, you fax or e-mail information outlining the facts of your potential case.
- A Fair Debt For Consumers attorney reviews all of your paperwork and contacts you to let you know if your case is accepted and what the
reasonable outcome to your case could be.
- The attorney puts the defendant (the debt collection company in most cases) on notice of your claim and then tries to resolve the matter
without the need for court intervention. This method can be performed by an informal letter.
- Throughout this portion of the process, should a settlement offer be made, the attorney will contact you immediately to discuss your
options and counsel you on whether to accept or reject.
- If no settlement is reached, the attorney then files suit in the court which serves your specific case needs best.
- After filing suit, the attorney begins the process of discovery and disclosure by providing the collection company proof of its FDCPA
violations, and by asking for more detailed information from them in return. This step involves thoroughly researching all the facts and
even some of the hidden clues of your case in depth.
- Throughout this process, the attorneys will consistently urge the collector to settle, while at the same time preparing for trial. If
resolution cannot be reached after all the above, the attorney then proceeds to trial. Less than 1% of all of cases go to trial.
In conclusion, the experienced Fair Debt For Consumer attorneys on this site have a constant objective to do everything possible to secure your
total legal recovery and satisfaction. Fill out the FREE FAIR DEBT CASE REVIEW now to find out if you do indeed have a case.