Are you receiving unwanted, repeated calls and letters from Consumer Portfolio Services Collection team of debt collectors? Please review the information below to find out more about this collection agency or fill out the free fair debt collection consultation form for help to stop the calls and letters from Consumer Portfolio Services Collection!
A Fair Debt Collection Practices Act Attorney could help you stop the phone calls and letters from Consumer Portfolio Services Collection even if you do owe the debt! Don’t put up with debt collector abuse from Consumer Portfolio Services Collection Debt Collectors, the Fair Debt Collection Practices Act and State Debt Collection Law could help you stop the harassment and you could be entitled to monetary damages!
Consumer Portfolio Services, Inc. ("CPS") is a specialty finance company that provides indirect automobile financing to individual borrowers with past credit problems, low incomes, or limited credit histories. The Company purchases retail installment sales contracts primarily from factory franchised automobile dealers. The contracts are secured by late model used cars and to a lesser extent, new cars. The Company accumulates the contracts into pools, and finances the pooled contracts through the issuance of "AAA" rated asset-backed securities. CPS was founded in 1991 and currently purchases contracts in 47 states from approximately 7,000 dealers. The Company’s common stock is traded on the NASDAQ National Market System under the symbol "CPSS".
16355 Laguna Canyon Rd, Irvine, CA 92618-3801, United States
Phone: (949) 753-6800
Some of the alleged tactics that Consumer Portfolio Services Collection may use in their efforts to collect a debt from you, that could be violations of Fair Debt Collection Practices Law include, but are not limited to;
Contacting you at times that are considered inconvenient which typically means after 9p and before 8a.
Using obscene or profane language or violent threats against you or your family.
Threatening that non-payment will result in police arrest, imprisonment or seizure, garnishment of wages, or sale of any of your property.
Communicating with neighbors, family or friends the amount and or nature of your debt.
Contacting you at your place of business if you have asked Consumer Portfolio Services Collection Collectors to cease and desist this practice or if they are aware that your employer prohibits this type of communication.
Claiming to be an attorney or implying that a communication is from an attorney if this is not indeed true.
Other harassing, abusive, or unfair methods.
If you are being harassed by Consumer Portfolio Services Collection Receivables, contact a Fair Debt Collection Attorney for a free attorney consult and case review or submit your information online now. Protect your consumer rights!
If Consumer Portfolio Services Collection does not comply with the Fair Debt Collections Practices Act or state debt collection law, you could be entitled to $1000 per violation and they may have to pay your attorney’s fees and potentially, the debt itself.
